? Uttara Bank Ltd.
Uttara Bank Ltd.

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Interest Rate for Loan Products (Updated as on: 31st March, 2020)
 

 

SL. No.

Loan Products    Rates
1 Agriculture/ Rural   9.00% (Fixed)
2 Term Loan to Industry (Loans to Manufacturing Concerns)    
  i Large Enterprise   9.00%*
  ii Medium Enterprise   9.00%*
  iii Small Enterprise   9.00%*
  iv Micro-Enterprise   9.00% (Mid-Rate)
  v Cottage Industry/ Enterprise   9.00% (Mid-Rate)
3 Term Loan to Others (Loans to Service and Trading Concerns)    
  i Large Enterprise   9.00% (Mid-Rate)
  ii Medium Enterprise   9.00% (Mid-Rate)
  iii Small Enterprise   9.00% (Mid-Rate)
  iv Micro-Enterprise   9.00% (Mid-Rate)
  v Cottage Industry/ Enterprise   9.00% (Mid-Rate)
4 Working Capital to Industries (Loans to Manufacturing Concerns)    
  i Large Enterprise   9.00%*
  ii Medium Enterprise   9.00%*
  iii Small Enterprise   9.00%*
  iv Micro-Enterprise   9.00% (Mid-Rate)
  v Cottage Industry/ Enterprise   9.00% (Mid-Rate)
5 Working Capital to Others (Loans to Service & Trading Concerns)    
  i Large Enterprise   9.00% (Mid-Rate)
  ii Medium Enterprise   9.00% (Mid-Rate)
  iii Small Enterprise   9.00% (Mid-Rate)
  iv Micro-Enterprise   9.00% (Mid-Rate)
  v Cottage Industry/ Enterprise   9.00% (Mid-Rate)
6 Export (PC/ OD against Export)   7.00% (Fixed)
7 Import (PAD, LTR & LIM)    
  i Large Enterprise   9.00% (Mid-Rate)
  ii Medium Enterprise   9.00% (Mid-Rate)
  iii Small Enterprise   9.00% (Mid-Rate)
  iv Micro-Enterprise   9.00% (Mid-Rate)
8 Consumer Financing    
  i Consumer (Household Durables) to Staff   9.00% (Fixed)
  ii Consumer (Household Durables) to other than Staff                                9.00% (Mid-Rate)
  iii Uttaran House Repairing/Renovation Loan (UHRL)   9.00% (Mid-Rate)
  iv Loan for Foreign Employment   9.00% (Mid-Rate)
  v Uttaran Home Loan   9.00% (Mid-Rate)
  vi House Finance for NRB's   9.00% (Mid-Rate)
  vii Car/Motorcycle Loan   9.00% (Mid-Rate)
  viii House Finance for Freedom Fighters   9.00% (Fixed)
  ix Travel Loan   9.00% (Mid-Rate)
  x Marriage Loan   9.00% (Mid-Rate)
  xi Education Loan   9.00% (Mid-Rate)
  xii Doctors Loan   9.00% (Mid-Rate)
9 Uttaran Commercial House Repairing/ Renovation Loan   9.00% (Mid-Rate)
10 Other Financing    
  i Overdraft    
    A.   Loan Against DPS    3.50% + DPS rate
    B.   Loan Against MDS   3.50% + MDS rate
    C.   Loan Against FDR (Other Bank)  

9.00% (Mid Rate)

    D.   Loan Against FDR (Our Bank)   3.00% + FDR rate
    E.   Loan Against DBDS   3.50% + DBDS rate
    F.   Loan Against MMP   3.50% + MMP rate
    G.   Loan Against Share/ Securities   9.00% (Mid-Rate)
    H.   Loan Against WEDB   9.00% (Mid Rate)
     I.   Loan Against any other FO   9.00% (Mid Rate)
    J.    Loan Against Work Order    
                    (a)  SME   9.00% (Mid Rate)
                    (b)  Other than SME   9.00% (Mid Rate)
    K.   Loan Against Surrendered value of Life Insurance   9.00% (Mid Rate)
    L.   Loan Against Other Securities   9.00% (Mid Rate)
    M.  Loans to NGOs   9.00% (Mid Rate)
    N.  RSTL (Revolving Short Term Loan)   9.00% (Mid Rate)
    O. OD against Earnest Money    9.00% (Mid Rate)
  ii Lease Financing   9.00% (Mid Rate)
  iii NBFI & Syndication Financing   9.00% (Mid Rate)
  iv Inland Bill Purchase (IBP)   9.00% (Mid Rate)
  v Nari Swanirbhor Rin Prokalpa   9.00% (Fixed)
  vi Uttaran Small Business Loan (USBL)   9.00% (Mid-Rate)
  vii Demand Loan (Created Under Forced Circumstances)   9.00% (Mid-Rate)
Note:
a) If any OD against Export remains unadjusted beyond 21 days, 3.00% above the prevailing rate will be charged.
b) If any OD against Cash Assistance (Cash Subsidy), Export Documents, Built-up securities, and others (Garments Sector) Interest Rates at 13%, 14%, and 14% for Lanre, Medium and Small Industries will be charged respectively.
c) 3% above the prevailing rate will be charged on the overdrawn amount of any loan through the bank management strictly prohibits such type of overdrawing.
d) In the case of Temporary Additional Drawing (TAD) the rate of interest will be 2% above the prescribed rate as per instruction Circular No:1496, Dated: 03/11/2013.
 
*Applicable for New Sanctions and Renewals only.
This is for meticulous compliance of all concerned of the bank.


Interest Rate Deposit Products
 

SN Deposit Products Date of Effect  Rates Rates
1 Fixed Deposit Receipt    
i 3 months and above but less than 6 months 01-Mar-2021 4.50%
ii 6 months and above but less than 1 year 01-Mar-2021 4.75%
iii 1 year to 5 years 01-Mar-2021 5.25%
2 Fixed Deposit Receipt Platinum   3 months and above
i Tk. 5 (Five) Crore and above 01-Mar-2021 5.50%
3 Special Notice Deposit (SND):    
i Less than 1.00 Crore 01-Mar-2021 2.75%
ii 1.00 crore & above but less than 25.00 crore 01-Mar-2021 3.25%
iii 25.00 crore & above but less than 50.00 crore 01-Mar-2021 3.75%
iv 50.00 crore & above 01-Mar-2021 4.25%
4 Saving Account (SB)    
i Savings Bank Deposits 29-Oct-2020 3.00%
5 Mashik Munafa Prokalpa (MMP) 08-Jan-2020 Revised Rates Revised Amount per 1 (one) Lac
i Below 5.00(Five) Crore   5.50% Tk. 458/-
ii Tk. 5.00(Five) crore to below Tk. 10.00(Ten) crore   5.75% Tk. 479/-
iii Tk. 10.00(Ten) crore & above   6.00% Tk. 500/-
6 Monthly Deposit Scheme (Special Scheme):  29-Apr-2020 3 Years  5 Years
i Uttaran Bibah Sanchay Prokalpa   6.03% 6.12%
ii Uttaran Swapnapuran Sanchay Prokalpa   6.03% 6.12%
iii Uttaran Shikkha Sanchay Prokapla   6.03% 6.12%
7 Uttaran Millionaire Deposit Scheme:  29-Apr-2020 5 Years  10 Years
      6.14% 6.74%
8 Uttaran Lakhopoti Deposit Scheme 29-Apr-2020 6.49%
9 Monthly Deposit Scheme (MDS):  29-Apr-2020 5 Years 10 Years
      6.12% 6.49%
10 Double Benefit Deposit Scheme (DBDS) Duration 12 (Twelve) years 08-Jan-2020 6.00%


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