? Uttara Bank Ltd.
Uttara Bank Ltd.

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Uttaran Lakhpoti Deposit Scheme

Introduction :


Uttaran Lakhpoti Deposit Scheme’ is the account where you can deposit your money in installment with full confidence. It’s an account tailor made to provide you very good return for different tenure – making it the classic choice for you. You can deposit here in single or joint name.


Best for you if you have

  • Willingness of regular Savings
  • Requirement of highest Safety of your money


Features :

  • More than one account can be opened
  • Pre-matured Encashment facility on condition
  • Monthly  instalment amount  may be realized  from  the  customer's  personal UBL savings/current  account
  • Account may be transferred to any branch at the request of account holder(s).


Interest Rate: 6.49% simple interest rate (Payable at Maturity).


Payment on maturity: Payment on maturity corresponding to the installment sizes will be as follows:

Year 1 2 3 4 5 6 7 8 9 10
Monthly Installment Amount 8,090 3,935 2,552 1,862 1,448 1,174 978 832 718 628

*Payable amount might be changed; Govt. Tax/Duty would be paid by the client.


Schedule of deposit:

The first installment to be deposited at the time of account opening and rest of the monthly installments to be deposited on or before the 10th day of each month, failing which penal interest will be imposed @ 1 % per month on instalment amount or minimum Tk.50 per month for each irregular instalment(s). If the 10th day of any month becomes govt. holiday, account holder(s) will deposit on the following working day without penalty. Instalment(s) in advance may be allowed.


Eligibility :

  • Minimum Age : 18 years
  • Bangladeshi Citizen


Required Documents :

  • 02 (two) copies of PP size Photograph
  • Photocopy of NID / Passport / Driving License
  • Application for opening account (available at all branches)


Facilities : Loan may be availed

  • Up to 36 months 80% of total deposited amount &
  • Above 36 months 90% of total deposited amount.